Terms and Conditions

SpendByValues.com

Last Updated: March 4, 2026 | Effective Date: March 4, 2026

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IMPORTANT: PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING OR USING THIS SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.

1. ACCEPTANCE OF TERMS

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and SpendByValues.com ("Company," "we," "us," or "our") governing your access to and use of the SpendByValues.com website, the Values Alignment Calculator, all related tools, content, features, and services (collectively, the "Service").

By accessing or using the Service in any manner, including but not limited to visiting or browsing the website, submitting information through the calculator, or receiving results or communications from us, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy (incorporated herein by reference), and all applicable laws and regulations.

If you are using the Service on behalf of an organization or entity, you represent and warrant that you have the authority to bind that organization to these Terms, and references to "you" include both you and that organization.

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page and, where reasonably practicable, provide notice via email or a prominent website notice. Your continued use of the Service following any modification constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must discontinue use of the Service immediately.

2. DESCRIPTION OF THE SERVICE

SpendByValues.com provides an online interactive tool known as the Values Alignment Calculator, which allows users to explore how their stated spending habits and brand preferences may correlate with certain personal, political, or social values as defined by the Company's internal analytical models.

The Service is provided for informational and educational purposes only. The Values Alignment Calculator generates scores and insights based solely on user-submitted responses and internal scoring models developed by SpendByValues.com. Results are illustrative and analytical in nature only.

The Service does not constitute and should not be relied upon as financial, investment, legal, tax, political, professional, or any other form of regulated advice. No results generated by the Service create any professional-client relationship between you and the Company or any third party.

The Company makes no representation that the values positions attributed to any brand, company, or organization are complete, current, or accurate. Brand assessments reflect the Company's internal analytical methodology and are not verified, endorsed, or approved by the brands described.

3. ELIGIBILITY AND MINIMUM AGE

The Service is intended solely for users who are 18 years of age or older. By accessing or using the Service, you represent and warrant that:

  • You are at least 18 years of age;
  • You have the legal capacity to enter into a binding contract in your jurisdiction;
  • You are not prohibited from using the Service under any applicable law; and
  • All information you provide to us is accurate, current, and complete.

If you are under 18 years of age, you are not permitted to use the Service, and any use by a minor is in violation of these Terms. We reserve the right to terminate accounts or access that we reasonably believe are held by or on behalf of minors.

4. PERMITTED AND PROHIBITED USES

4.1 Permitted Uses

Subject to these Terms, you may access and use the Service for your personal, non-commercial use to explore values alignment insights generated by the calculator.

4.2 Prohibited Uses

You agree that you will not, under any circumstances:

  • Use the Service for any unlawful purpose or in violation of any applicable federal, state, local, or international law or regulation;
  • Use the Service to defame, harass, abuse, threaten, stalk, or otherwise harm any individual or entity;
  • Impersonate any person or entity, or falsely represent your identity or affiliation;
  • Use automated tools, bots, scrapers, spiders, crawlers, or similar technology to access, monitor, copy, or extract data from the Service without our prior written consent;
  • Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service, including calculator results or brand assessments, for any commercial purpose without our express written permission;
  • Attempt to gain unauthorized access to any part of the Service, its servers, systems, or databases;
  • Introduce viruses, trojan horses, malware, ransomware, or any other harmful or disruptive code into the Service;
  • Interfere with or disrupt the integrity, performance, or availability of the Service or its infrastructure;
  • Reverse engineer, decompile, disassemble, or attempt to derive source code from any part of the Service;
  • Collect or harvest personal information of other users without their consent;
  • Use the Service in any manner that could damage our reputation or the reputation of any brand, company, or individual; or
  • Circumvent, disable, or otherwise interfere with security-related features of the Service.

Violations of these prohibitions may result in immediate termination of your access to the Service and may subject you to civil and/or criminal liability.

5. EMAIL REGISTRATION AND COMMUNICATIONS

5.1 Email Submission

In order to receive Values Alignment Calculator results or access certain features of the Service, you may be required to provide a valid email address. By submitting your email address, you represent that you are the authorized user of that email address and that you consent to receiving communications from us as described herein.

5.2 Types of Communications

By submitting your email address through the Service, you expressly consent to receiving the following types of communications from SpendByValues.com and its authorized partners:

  • Transactional messages, including your calculator results and service-related notifications;
  • Marketing and promotional communications about the Service, including updates, new features, and announcements;
  • Sponsored content, partner offers, and recommendations for products, services, organizations, or companies that may align with the values profile reflected in your calculator results;
  • Periodic newsletters and educational content related to brand values and consumer spending; and
  • Communications from third-party partners whose products or services may be relevant to your stated values.

Important: Some communications you receive may be sponsored by third parties, including companies or organizations whose products or services are recommended based on your values alignment results. Such communications may be commercial in nature. See Section 7 (Sponsored Content and Advertising) for additional details.

5.3 CAN-SPAM and Commercial Email Compliance

All commercial email communications from SpendByValues.com will comply with the requirements of the CAN-SPAM Act and other applicable laws, including clear identification as commercial messages and accurate sender information. Each commercial email will include a mechanism to opt out of future commercial messages.

5.4 Unsubscribe

You may opt out of receiving marketing and commercial email communications at any time by clicking the unsubscribe link included in each such email or by contacting us at support@spendbyvalues.com. Please note that even after unsubscribing from marketing communications, you may continue to receive transactional or service-related messages. Opt-out requests will be honored within ten (10) business days.

6. INTELLECTUAL PROPERTY

6.1 Our Intellectual Property

All content, materials, features, and functionality available through the Service, including but not limited to text, graphics, logos, icons, images, data, software, analytical models, scoring methodologies, brand assessments, user interface elements, and the overall design and compilation of the Service (collectively, "Our Content"), are the exclusive property of SpendByValues.com or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

The SpendByValues.com name, logo, and all related marks, trade names, and service marks are trademarks of SpendByValues.com. You may not use these marks without our prior written consent.

6.2 Limited License to You

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service and view Our Content solely for your personal, non-commercial purposes. This license does not include the right to:

  • Reproduce, modify, distribute, publicly display, or create derivative works based on Our Content;
  • Use Our Content for commercial purposes or in connection with any other product or service; or
  • Remove or alter any copyright, trademark, or other proprietary notices contained in Our Content.

6.3 Your Submissions

By submitting information through the Service, including survey responses and email addresses, you grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, process, store, analyze, aggregate, and display that information in connection with operating and improving the Service, subject to our Privacy Policy.

You retain ownership of your personal data. The license granted herein does not transfer ownership of your personal information to us.

7. SPONSORED CONTENT AND ADVERTISING

7.1 Nature of Sponsored Content

SpendByValues.com may present Sponsored Content, including advertisements, partner offers, product recommendations, and promotional materials from third-party companies, organizations, or brands. This Sponsored Content may be personalized based on your values alignment results and stated preferences.

7.2 Compensation Disclosure

SpendByValues.com may receive compensation from third-party sponsors or advertisers for displaying Sponsored Content or for referring users to third-party products or services. This compensation may include flat fees, per-click payments, per-impression payments, commissions on purchases, or other forms of consideration.

7.3 No Endorsement

The inclusion of any Sponsored Content on the Service does not constitute an endorsement, recommendation, or guarantee by SpendByValues.com of any third-party product, service, company, or organization. You are solely responsible for evaluating any third-party product or service before making a purchase or commitment.

7.4 Third-Party Transactions

Any transaction you enter into with a third-party advertiser or sponsor is solely between you and that third party. SpendByValues.com is not a party to any such transaction and is not responsible for any products, services, warranties, or representations made by any third party.

8. DISCLAIMERS

8.1 "As Is" Basis

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.

8.2 No Guarantee of Results

We do not warrant that the Values Alignment Calculator results are accurate, complete, reliable, or suitable for any particular purpose. Results are generated algorithmically based on user inputs and internal models and may not reflect your actual values, beliefs, or preferences.

8.3 No Guarantee of Availability

We do not guarantee that the Service will be available at all times, uninterrupted, secure, or error-free. We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time without notice.

9. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SPENDBYVALUES.COM, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless SpendByValues.com and its owners, officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

  • Your use of the Service;
  • Your violation of these Terms;
  • Your violation of any third-party rights; or
  • Any content or information you submit through the Service.

11. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or the Service shall be resolved exclusively in the state or federal courts located in the State of Delaware, and you consent to the personal jurisdiction of such courts.

12. GENERAL PROVISIONS

12.1 Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and SpendByValues.com regarding the Service and supersede all prior agreements, understandings, and communications, whether written or oral.

12.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

12.3 Waiver

No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision. Our failure to enforce any right or provision shall not constitute a waiver of that right or provision.

12.4 Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without our prior written consent. We may assign these Terms without restriction.

13. CONTACT INFORMATION

If you have any questions, concerns, or requests regarding these Terms, please contact us at:

SpendByValues.com
Email: support@spendbyvalues.com
Website: www.spendbyvalues.com

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